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Three types of Student Loan Forgiveness plan
Finance

Three types of Student Loan Forgiveness plan

If you’re a student carrying the burden of a student loan, you probably think that you qualify for student loan forgiveness. We’re here to break it down for you. Here are some student loan repayment plans that qualify for student loan forgiveness. Public Service Loan Forgiveness (PSLF) This is the most popular program among students to get student loan forgiveness.
What should be included in a promissory note?
Finance

What should be included in a promissory note?

A promissory note is a legally binding document attesting a relationship between a lender and a borrower. It works as a promise to pay the loan amount as well as the interest within a specific period. A promissory note must answer six most important questions, as listed below. Who are the parties involved?
Key terms found in a promissory note
Finance

Key terms found in a promissory note

A promissory note is a “promise” of loan payment by an individual to an individual or a bank within the decided deadline. A promissory note is used to make the borrower accountable for paying back the loan amount to a bank or a private lender. They are also used to maintain loan records and for taxation.
Important things you need to know about payday loans or cash advances
Finance

Important things you need to know about payday loans or cash advances

A payday loan or a cash advance is a short-term and small-dollar loan given out to borrowers who are in need of cash for an unexpected expenditure or an emergency situation. It could also be used to cover expenses between the arrival of paychecks. Cash advances are used only for short-term loan requirements and are unsuitable for long-term requirements.
Making the right choice to avoid debt
Finance

Making the right choice to avoid debt

Bad credit loans can either be put to constructive use or could be destructive based on what you use them for. The following is a list of some of the good uses of credit loans: Cash loans: They are easier to get, and the transaction can be between two known parties.
Your one stop solution for poor credit loans
Finance

Your one stop solution for poor credit loans

If you have a poor credit score, you need not worry because the following list of companies is willing to look beyond just your credit scores to give you a loan. PersonalLoans.com: They are ready to offer loans in the range $2000 to $35000 and are open to all credit types.
Payday Loan companies – Where you can get fast cash
Finance

Payday Loan companies – Where you can get fast cash

Payday loans are sometimes necessary for people who have bad credit ratings or have an urgent need for cash due to emergencies. There are several companies which are willing to offer fast cash loans to people who need it. The following are some of the most reliable and most popular payday loan companies:
What is merchant cash advance
Finance

What is merchant cash advance

Small business owners who are in urgent need of money or need access to a short-term capital can use their credit card sales as a means for funding. A merchant cash advance (MCA) also popularly known as credit card receivable funding is a quick and efficient way of getting small-dollar business funding.
How to get a personal loan with no credit check
Finance

How to get a personal loan with no credit check

It’s the universal truth. Bad credit means lesser chances of getting approval for a personal loan. This can pose a major obstacle especially if you need some extra cash urgently. There are various kinds of personal loans available that don’t require you to go through a credit check or a FICO score assessment.
Two things to keep in mind while getting loans with no credit check
Finance

Two things to keep in mind while getting loans with no credit check

There are several options available to get loans with no credit check. You can opt for micro lending, take a pawn shop loan, payday loan or a title loan. Whatever method you choose, it is important to remain cautious while taking a loan with no credit check. This is to ensure that lenders do not capitalize on your urgent need for money and charge you exorbitant interest rates, putting you in further financial distress.
What is Medicare insurance and who is eligible for it
Finance

What is Medicare insurance and who is eligible for it

Since the year 1966, the United States Federal Government has had a single-payer national social insurance – Medicare. This provides medical health insurance for over 50 million people in the country. This insurance serves everyone over the age of 65, who have been legal residents of the United States for a period of at least five years continuously and have paid taxes for Medicare for a minimum of ten years.
Learn about business equity Loans
Finance

Learn about business equity Loans

When you take out a business loan using any asset you have as collateral in order to finance some business venture or to tide you over a phase of the low business, it is known as a business loan. Since these loans are secured, the interest rates on them are much lower and therefore make such financial support very useful for businesses without running up an unmanageable debt.

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